COMPREHENSIVE INSURANCE
Coverage To Fit
Any Driver 
There are more dangers than collisions. Comprehensive insurance has you covered.
What is
Comprehensive
Insurance?
Comprehensive insurance is coverage that helps drivers to pay for repairs to, or even a replacement of, their vehicle in the event of it being stolen or damaged in an incident other than collision.
Also known as "other than collision" coverage, comprehensive insurance typically covers damage from fire, vandalism or falling objects (such as branches or hail). If financing or leasing a car comprehensive insurance is most likely required. If you own your vehicle outright, it's an additional option for any insurance plan.
What is covered
Theft
If your car is stolen, we'll replace it. Control how much you pay for insurance each month.
Vandalism
Tyres slashed? Windows smashed? We'll get you fixed up in no time.
Fire
No matter the cause, any fire damage is covered.
Falling objects
Hail, branches, even falling stars.
What isn't covered
Your car collision
Damage to your car after a collision.
Another car collision
Damage to another car after a collision.
Health
Medical expenses.
Items stolen
Items stolen from your vehicle.
What's The Difference Between Comprehensive and Collision Insurance?
Comprehensive
coverage
Comprehensive coverage is additional coverage beyond collision. It covers different types of losses that are not generally the result of driving the vehicle. These include
- theft
- hail
- or fallen trees.
Collision coverage
Collision coverage covers damage to your vehicle in a collision with another vehicle or object, such as a tree. Typically, collision coverage is needed when a driver gets into a car accident.
UBIFAIR INSURANCE COST
How Much Does
UBI Cost?
milage driven
rate per mile
TOTAL COST
10 miles 30 miles 50 miles 70 miles 90 miles
TOTAL MILEAGE DRIVEN
rate per mile: 5¢
The rates of any insurance coverage vary based on several factors. Things like the make, model and age of your car will affect your premiums. Even where you park at night might affect comprehensive insurance coverage rates.
With Ubifair's Usage-Based Insurance, you can save hundreds of dollars a year compared to traditional comprehensive coverage. With rates starting from $30 a month, you can save up to 50% a year!
Is Comprehensive Insurance Worth It?
Every driver is unique. With UbiFair, get custom insurance plans tailored to your needs.
Security
While comprehensive coverage ins't required in most jurisdictions, it can provide a degree of security and peace of mind that are priceless.
Affordable
If your car has a high value or if you can't afford extensive repairs or replacements, then comprehensive coverage might be ideal.
Flexible
On the other hand, if you have a high deductible and a car with a lower cash value, comprehensive coverage may not be necessary for you.
Get the Collision Coverage That's Best For You
Call Us Today!
Our agents are standing by to help you get the fairest comprehensive coverage for you.
Get a quote.
Get an instant quote and see just how much you could save by switching to UbiFair.
Already a customer?
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